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Ray has more than 30 years of experience in the health care insurance industry. Ray started his career on the carrier side, first at Prudential then at Aetna, where he was regularly recognized as a national sales leader. As a broker, Ray has found success in helping close to 1,000 Medicare beneficiaries navigate the complexities of the program and enroll in Medicare plans. Additionally, he has helped hundreds of companies and individuals with their health care needs.

Ray is active in the National Association of Health Underwriters and is the President of the Monmouth/Ocean Chapter.

In his spare time, Ray enjoys spending time with his family. An avid boater, he enjoys his time cruising and sailing on the Barnegat Bay. He also likes watching Wheel of Fortune and exercising regularly.